MANAGEMENT DISCUSSION & ANALYSIS 1Q 2020 15 MAY 2020 U CITY PCL 1Q 2020 - MD&A (for three-month period ended 31 March 2020) 1 U CITY PCL 1Q 2020 KEY FINANCIAL HIGHLIGHTS • Total revenue increased by
travel restrictions which affect the number of both Thai and foreign tourists. In addition, purchasing power of consumers is thoroughly affected and this negatively impacts private consumption, although
quality of debt acquired and efficient of collection team, the Company’s financial performance in 2017 reached to its highest in corporate history with net profit of 396.1 million Baht, increased at 36.4
in 3Q19 to 68.56% which increasing compared to 63.04% in 2Q18 and 64.71% in 2Q19. The proportionate of house brand products in 9M19 was 65.08% increased from previous period of 61.33% in year 2018
and fruit juices had increased income from last year amount Baht 84.15 million, to be 20% because the Company have new customer and increased delivery product to be 16%. - Immovable property business
purchasing electrical appliances. The Big C Exclusive Card offers exclusive privileges to cardholders get special interest rate at 0% for 3 months installment payment or 0.59% interest rate for 18 months
promotion efficiency spending. 3. Selling and administrative expenses Selling and administrative expenses for YE18 were Baht 477.41 million, increased from previous year. The increase was mainly due to the
factors have not yet been fully reflected in household purchasing power due to high levels of household debt. Consequently, the increase in household income is being partly used to repay debt, and so will
other hand, our revenue from bad debt recovery continued to grow that increased by 26% y-y and the revenue from overseas subsidiaries grew by 28% y-y. Details of each business can be described as follows
same period of previous year by 4.51 percent and the net profit was Baht 182.59 million, which increased from the same period of previous year by 38.27 percent. However, if the extraordinary items were