quarter of 2020, ended September 30, 2020 The operating results of the Company and its subsidiaries for the third quarter of 2020, ended September 30, 2020 was described in the financial statement showing

กรรมการชุดต่าง ๆ  ได้แก่ Presidents’ Committee, Growth and Emerging Markets Committee (GEMC) และ Asia-Pacific Regional Committee (APRC)  รวมทั้งได้เข้าร่วมในคณะทำงานต่าง ๆ ของ IOSCO  มาโดยตลอด ก.ล.ต

regulatory regime, and (4) exploiting the benefits from the growth of emerging Asia, with the objectives for the Thai capital market to serve the needs of all types of fund seekers and investors, facilitate

Outlook for 2018 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Regulatory Changes 5 2. Risk Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 11  Credit Risk

Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in 2018 and Outlook for 2019 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Regulatory

to AEON cardholders. Summary of Operation Results 1. Operating Results Revenues The Company reported 13,607 million baht of total consolidated revenues for the nine-month period of 2017, showing an

baht, showing an increase of 162 million baht or 3% y-y. This was mainly contributed from an increase in hire purchase income by 69%, personal loan income increased by 5% y-y and other incomes in bad

. Operating Results Revenues In the first quarter of 2018, the total consolidated revenues were 5,016 million baht, showing an increase of 628 million baht or 14% from the same period last year and at the same

Revenues In the first half of fiscal year 2018, the total consolidated revenues were 10,110 million baht, showing an increase of 1,180 million baht or 13% y-y. In second quarter of 2018, the Company’s

; Revenue The company recorded total revenue of 244.13 million Baht for the first quarter of 2020, showing the decrease by 24.17 million Baht or 9.19% from the same period of the last year. The decrease