commercial banking business, directly and indirectly. In detail: Emerging Risks Description of Risks Potential Business Impact of the Risks Mitigating Actions 1. Hyperconnectedn ess Risk Businesses in the
Company’s working capital is indirectly subsidized via trade creditor in form of loan and via business partners in form of raw material supported for production (under Collateral Management Agreement – CMA
characteristics: (a) a person who has voting rights, whether directly or indirectly, more than twenty five percent of the total number of shares with voting rights of the company; (b) a person who by behavior can
banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity
level of the Company and subsidiaries to be consciousness and values in working with honesty, transparency, clarity and verifiability without any actions constitute to corruption directly and indirectly
the COVID- 19 outbreak is expected to impact the macroeconomy and industries that the Company is directly and indirectly involved in. Nonetheless, the Company maintains its confidence in its growth
unannounced, to provide adequate levels of cash flow and liquidity as the COVID- 19 outbreak is expected to impact the macroeconomy and industries that the Company is directly and indirectly involved in
rate for customers, both retail and corporate, and offering special interest rate for customers who were impacted directly and indirectly by COVID-19 pandemic as well as providing assistance to customers
COVID-19 outbreak (2) the projected worsening of unemployment situations in both the sectors directly and indirectly impacted by outbreak, which would further weigh on private consumption and household
impact the macroeconomy and industries that the Company is directly and indirectly involved in. Nonetheless, the Company maintains its confidence in its growth strategy under the vision of the “Center of