the 2020 economy will decrease from -5.3% to - 8.1%, causing overall market uncertainty. The Company has adapted to support the situation by considering investing in the educational loan business. Under

, the Company has strong financial position among of the domestic economic uncertainty. The total assets increased 3,222.72 million baht or 6.78%. The net of total hire purchase loans increased 3,195.18

The fast changing situation and high uncertainty due to external factors, especially the Covid-19 pandemic and digital disruption, affect several sectors, which in turn influences developmental

) Environmental uncertainty (Cormier al, et, 2013) Personal aims of the managers, i.e. conservative or aggressive (Rodrigues & Esteban, 2012) Economic/Financial crisis (Latridis & Dimitras, 2013; Trombetta

insensitive of interest rate fluctuations. Additionally, inflation uncertainty during a few weeks or months is negligible.* *Bodie, Kane and Marcus (2005) Data & Methodology MM exceeds Equity Balance (18,200

principles 16 Voting principles are high-level statements explaining an investor’s position on ESG issues and how they vote to effect progress on them Investors can develop and apply high-level principles to

Q1/2019 plummeted to its lowest level in 7 years, leading to increased Gasoline exports from China, which in turn brought up the Gasoline stock in Singapore to a new high recorded level.  Jet

depressions in farm income and high level of household debt while inflation remains at a low level. Other key risks that need to be monitored are the slowdown in global economy especially the Chinese economy

level of transparency, requiring that the post issuance verification of the issuer’s performance against these targets be made publicly available. This can consequently expose the issuer’s strategy, goal

the winter and the high oil price level. Whereas the Chinese government announced its third and fourth export quota for 2018, an addition of 1,740,000 Tons (14.45 million barrels), leading to an