year 2018, financing cost increased THB 9 million yoy. This was due to an increase of bank loans for the acquisition of the remaining shares of the subsidiary in 1Q’18 and the subsidiary’s loan. Net

back to the Company. Not only macro factors benefit to the Company, but also the data from the Bank of Thailand support that Gross NPL at the end of 2018 was 439,790 million Baht higher than 14,211

Septembe Profit sharing Foreign exchan d by Baht 40. million. of 2019, it w iness in Vietn 2019, it was ast year. This an issued B/E From the po million and th 2019, it was d bank loans o investments

5.5% 111.3 4.8% -21.2 -16.0% Total Assets 2,409.5 100.0% 2,310.3 100.0% -99.2 -4.1% Liabilities and Stockholders' Equity Bank Overdrafts and Short-Term Loans 60.0 2.5% 96.5 4.2% 36.5 60.8% Trade and

ventures which are on construction period. And will start to recognize revenue in 2020 onwards, which will make the Group profitable in the future. IV Finance Costs Comprising interests from bank loans

(+/-) • We had normally paid back to the bank, so our total liabilities is down by 101.96 Million Baht comparing with 2018 and total liabilities of NDR is down by 79.77 Million Baht. • We already paid for the

AEONTS 1) AEON Specialized Bank (Cambodia) Plc (“ASB Cambodia”) ประกอบธุรกิจ สินเชื่อรายย่อย ร้อยละ 80 2) บริษัท ออิอน ลสิซิง่ เซอร์วสิ (ลาว) จ ากดั(“ALS Lao”) ประกอบธุรกิจ สินเชื่อรายย่อย ร้อยละ 92.58 3

changes: Cash and Bank deposits in Q1-2017 decreased 152.9 MB, or 8.2 percent, because in Q1- 2016 the Company has not received payment from customer which is on the stage of invoicing. Therefore, cash and

”) - Major shareholder of AEONTS, holding 35.12% of AEONTS’s shares - Major shareholder of AEON Systems AEONTS’ s subsidiaries: Company Business % of shares held by AEONTS AEON Specialized bank (Cambodia

, the Company’s total assets increased 301.8 MB, representing an increase of 6.7% from 31 December 2016. The increase in total Assets is from the following major changes: Cash and Bank deposits in Q2-2017