office renovations, aiming at higher production efficiency, reduced production cost, quality systems improvement; 2) establishment of MAS, a subsidiary in Thailand; 3) establishment of Malee Kino, a
deposits in the second quarter of 2018 continued to expand at a similar rate. The loan to deposit ratio (LDR) has risen from the previous year. As the loan quality began to stabilize, the ratio of gross non
invest in the business to enhance overall production, vertical integration and quality of earnings. IVL balance sheet and cash flow generation are strong, allowing us to invest significantly in our project
year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan
of existing shopping malls, rental rate escalations, incremental gains from operations management, mixed-use project development, as well as M&A opportunities into high quality assets, are key drivers
sold to create options and diversity for consumers. The goal is to present product with high quality, unique, and good for the health of customers. Regarding the business operation and progress tracking
that focus on service, quality and value (April 2019) 13. The Company received two prestigious awards from Skytrax; "World’s Best Regional Airline 2019" and "Best Regional Airline in Asia 2019" at The
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