capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item

and cash outflow with effectiveness. 2.3 Other Revenues The revenue that didn’t earned from the regular operation was Baht 15.45 million. It decreased from the same period of previous year Baht

event of a crisis. The outlook for NPLs in the commercial banking system will depend on economic growth spreading to all sectors. However, given its relatively high capital base and regular increases in

short sale; (4) collect the information and evidence of each client in a separate folder which shall be updated on a regular basis; (5) review the client’s limit under (1) at least once a year or upon any

, and managing loan quality and NPL continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

. Subject to our regular reviews and improvements in liquidity risk management processes at KBank and K Companies, these actions are consistent with economic circumstances and rapid changes in financial asset

their business opportunities going forward. We are therefore continuously monitoring and analyzing the course of events. Subject to our regular reviews and improvements in liquidity risk management

country, identify the name of such stock exchange and whether or not it is the main stock exchange. 5.5 Financial institution with regular contact (only in case of debt securities offeror) Part 2 Corporate