Bank M Choice). LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31 December 2019 Page 8/22 4.6 Financial services with financial management expertise from

services with financial management expertise from global fund manager Land and Houses Fund Management Company Limited, and Land and Houses Bank Public Company Limited, and INVESCO Asset Management, the

Working Group and Industry Working Group for their time and valuable expertise that helped shape these Criteria. A full list of all TWG and IWG members can be found in Appendix 1 and on our website. https

managerial expertise, as well as networking. Link https://www.danonecommunities.com/ http://ecosysteme.danone.com/ http://www.livelihoods.eu/lcf/ https://www.danonecommunities.com/ 3 Landesbank Baden

source of revenue leveraging upon CSL's expertise and expanded subscriber base as well as in the cost benefit from co-used infrastructures. The synergies will be gradually realized following the

addition, Osotspa explored further to seek growth opportunities and leverage expertise in related industries. Therefore, Osotspa planned to invest in glass bottle manufacturing and trading companies in

population and relatively low consumption level primed for expansion. OSP also leveraged its strong expertise in glass manufacturing in the overseas market, investing in Myanmar’s only glass bottle factory

developing its collaboration with leading partners who have considerable expertise in different areas, such as new product development, R&D for production technology, and developing sales channels both

strengthening and developing collaborations with leading partners that offer considerable expertise in many areas to develop new products and to increase sales and distribution channels both locally and abroad

strategy in the enterprise business in which we focus on Cloud as well as ICT solutions. Potential synergies are present in a new source of revenue leveraging upon CSL's expertise and expanded subscriber