30 วนั ภายใตส้ถานการณ์ ดา้นสภาพคล่องที่มีความรุนแรง) (2) แหล่งเงินที่มีความมัน่คงต่อความตอ้งการ ค านวณตามเกณฑ ์ธปท. - 24 - อัตราส่วนทางการเงิน สูตรการค านวณ แหล่งเงินที่มีความมัน่คง (Net Stable Funding
SME loans will be relatively stable compared with the previous quarter. Demand for consumer loans is likely to decrease significantly due to the Covid-19 outbreak and public health measures. Some
ท่ีมีความรุนแรง) - 18 - อตัราส่วนทางการเงิน สูตรการค านวณ (2) แหล่งเงินท่ีมีความมัน่คงต่อความตอ้งการ แหล่งเงินท่ีมีความมัน่คง (Net Stable Funding Ratio: NSFR) (ร้อยละ) ค านวณตามเกณฑ ์ธปท. (แหล่งเงินท่ี
this lower gross margin in 2019. However, The company believes that this investment would be a key factor for competitiveness enhancement in the long run. Selling and administrative expenses Selling and
management in a timely manner; (8) supporting liquidity enhancement tools for businesses affected by COVID-19 crisis. The conference also featured a panel discussion on the topic, “SEC Strategic Plan and
profit margin as a percentage of sales has increased from 25.49% in the previous year to 25.90% due to change in product sales mix of general merchandise and the enhancement of directly sourced private
) completely and also certified the standard on Waste Process Enhancement Project for waste management operator in the gold medal level. For the real estate business, the Company was the sales amount from the
of new staff hire for the distress debt expansion and commission paid. However, the percentage of cost of services to revenues was declined significantly. This was because the enhancement of efficiency
from the previous year (in 2018: THB 16.60 million), which is line with the greater irradiation. - Service income In 2019, SAAM Group’s service income, representing stable income generation from long
% p.a Average tenor 6.91 Yrs 1 Original planned issuance size is 5,000 MB BTS Group Green Bond Presentation 11 BTS Group Holdings PCL Company Rating : A / Stable ; May 15 , 2019 Issue Rating : A / Stable