crisis together with no layoffs or pay cuts. The work-from-home policy has been implemented together with several measures to ensure that high quality of our services is not impacted. For business, most

strong growth during 1Q20 while SME segment exhibited a slight decline. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q20 declined further to 3.7% 1 from 4.0% at the end of

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC