Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For the 4th quarter and year ended December 31th, 2019 2 Management Discussion and Analysis of Business Operation for FY2019 Bangchak Corporation Plc. | 03 Table of Contents 06 09 29 25 27 31 Executive Important Events Summary Business Performance 11 - Refinery & Trading 16 - Marketing 19 - Power Plant 21 - Bio-based Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Manag...

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For the quarter ended September 30th, 2019 Management Discussion and Analysis of Business Operation for Q3/2019 Bangchak Corporation Plc. I 2 03 Table of Contents 06 08 21 24 26 28 Executive Statement Summary of Income Business Performance 8 - Refinery & Trading 13 - Marketing 15 - Power Plant 17 - Bio-based Products 19 - Natural Resources Financial Position Statement of Cash Flows Statement Financial Ratios Environ...

. Consequently, banks need to possess effective control systems to maintain the ability to value collaterals constantly and at the present value. Example 2 : Workpapers did not document audit scope or sample

Management Overall, movements of Thai and US foreign exchange and interest rates were highly volatile during this quarter. The Thai Baht steadily rose against the US Dollar, which could be attributed mainly to

signaling that it will maintain its policy rate throughout this year and end its balance sheet reduction in September 2019, prompted US bond yields to drop steadily from late March. 6 To cope with domestic

are the most sought-after services among our retail and SME customers - now surpassing 15 million. The number of digital transactions is therefore expected to grow steadily, thus slashing our cash

second quarter. Meanwhile, deposits grew 1.36 percent over- quarter and 4.84 percent over-year, compared to growth of 3.03 percent at the end of the second quarter of 2019. This reflected consistently high

% respectively. • The trend of electricity consumption during the later half of 2019 is expected to grow consistently, especially for clean energy, as the economy is still expanding. The company acknowledges and

measure of degree of indexing. The second method is to compute the standard deviation of the relative returns. Funds that have relative returns consistently close to zero tracks the market closely. This

THAILAND CORPORATE ESG DISCLOSURE LISTED COMPANIES AND RECOMMENDATIONS FOR POLICY DEVELOPMENT Prepared by Robert Black, Dr Rory Sullivan, Ella Harvey and Chup Priovashini (Chronos Sustainability) May 2022 THAILAND CORPORATE ESG DISCLOSURE Contents Foreword from SEC Thailand ..................................................................................................................... 3 Foreword from World Bank ...................................................................................