located in an untroubled area, not dangerous, making the transportation of the staff safe including near restaurants and have public transport access makes traveling easy 3. The price of the 19-year long
so as to catalyse investments at a speed and scale sufficient to avoid dangerous climate change. Certified Climate Bond: A bond that is certified by the Climate Bonds Standard Board as meeting the
to avoid dangerous climate change and cope with unavoidable climate change. Green Bond: A Green Bond is one in which the proceeds are allocated to green projects and labelled accordingly by the issuer
well as the decline in global oil prices; these circumstances did not decrease the price of consumer goods in the country and the public were cautious of spending. Consumption of goods and services have
to reap out benefit from being more focus (after SKU rationalization), having margin accretive new products launches and a cautious and active evaluation of advertising and promotional spending. In
rationalization), having margin accretive new products launches and a cautious and active evaluation of advertising and promotional spending. In overseas markets, total revenue from sales improved by THB 61.5
in order to maintain liquidity and financial flexibility. The Company remains cautious on investment, while seeking various sources of working capital, along with effective control and management of
grows not much because the company has been cautious in lending to potential customers to pay back. In terms of debt collection, J Fintech maintains a relatively good debt collection rate. By collecting
, decreasing of 128 million baht or 2% q-q and 12% y-y. This is the result of the COVID-19 pandemic situation and economic slowdown has made consumers more cautious on spending, especially in cash loan products
minimum order due to the 2nd and 3rd waves of COVID-19’s breakouts since the beginning of 2021, which leads to less travel activities among Thai citizens who are more concerned and cautious about traveling