client and an intermediary or its related person; (2) the interest amongst the clients of the intermediary in case the intermediary provides many types or categories of services. Clause 16 The actions
key products for commercial customers, including Hardware, Cloud Computing, and Data Center products, with an aim to fully cover all Commercial customers’ needs. In terms of product categories, almost
party products in both general consumer goods and alcohol beverage categories. Following this, revenue growth from 3rd party products for distribution has been driven by the diversity of selective
investment purposes by business sectors tended to decline. Demand for consumer loans declined in all categories due to the impact of pandemic control measures, especially auto-leasing loans, as labor incomes
employment, particularly in export-related manufacturing sectors. Public expenditure and private investment decelerated owing to the delay in some infrastructure investment projects, the slowdown of economic
need for working capital has slowed down, while demand for household credit increased in almost all categories except home loans. Looking ahead, financial institutions predict that demand for business
the impact of US sanction which led to the depreciation of Russian ruble. However, domestic demand continued to expand, private consumption expanded well in most spending categories thanks to the
accelerated to grow. Regarding domestic demand, private consumption slowed down as a declining household income and employments, particularly in export-related manufacturing sectors. According to the slowdown