the total 108 branches, decreased by 20 branches when compared to those of the year 2018 due to the bank’s plan for branches’ merger to align with the digital society. Information Security Management
Discussion and Analysis for the year ended 31 December 2019 Page 5/22 Branch Network As of the end of the year 2019, Land and Houses Bank Public Company Limited had the total of 108 branches, decreased by 20
the total 111 branches, decreased by 17 branches when compared to those of the year 2018 due to the bank’s plan for branches’ merger to align with the digital society. Information Security Management
. Significant amendments to such notification include service channels through (1) general physical branches; (2) electronic branches; (3) banking service outside branches; (4) banking agents; (5) digital
member cards increased 4% y-y. For branch development network, the Company has opened 2 new branch and closed down 6 branches to save operation cost. As a result, the Company has 107 branches, opened AEON
places were closed temporarily and travel restrictions imposed. Consequently, the Company’s marketing activities were suspended and over 70 branches were closed down temporarily, from April to mid-May. In
amortization cost of the Company and of Bangchak Retail Co., Ltd. which rose in accordance with expansion of service station and Non-oil branches. As well as personnel expenses that rose. However when compared
million cards (including 2.68 million credit cards and 5.95 million member cards), the net increasing of 110,800 cards from February 28, 2019. Covering networks nationwide, the Company has 105 branches
by 94,600 cards from February 28, 2018. Covering networks nationwide, the Company has 104 branches, 446 ATMs, and over 17,830 member dealers to provide quality financial services to AEON cardholders
nationwide, the Company has 104 branches, 448 ATMs, and over 17,870 member dealers to provide quality financial services to AEON cardholders. Summary of Consolidated Financial Results 1. Operating Results