-emerged and further strained tension on economy. Competition around data pricing with unlimited plan remained high and barred monetizing rise in data demand as well as stabilizing ARPU. However, mobile

recorded total sales volume increased 5% YoY, mainly from the retail market increasing by 7% YoY, stemming from the company’s strategy to focus on expanding its customer base, and to actively push the sales

namely 1) Structural changes in Thai economy, particularly high level of household debt, that leads to low level of consumption 2) Escalating trade tension between US and the rest of the world, which could

household debt, that leads to low level of consumption 2) Escalating trade tension between US and the rest of the world, which could negatively impact export and investment 3) Less surplus of Thailand’s

finance costs due to the adoption of TFRS16 • Total assets as of 31 March 2020 stood at THB 66,192mn, increasing by 23.7% or THB 12,661mn from 31 December 2019. Assets increased primarily from impact of the

joint ventures and higher depreciation and finance costs due to the adoption of TFRS16 • Total assets as of 30 June 2020 stood at THB 64,158mn, increasing by 19.9% or THB 10,627mn from 31 December 2019

owners of the Company of THB 4,824 million, increasing by THB 235 million or 5.1%, and (2) non- controlling interest amounted to THB 1,057 million, increasing by THB 292 million or 38.2%. Unit: THB mn 31

single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

to shed light on their real needs. Every coin has two sides, however. Technological advances have come with increasing cyber threats. The World Economic Forum ranked cyberattacks as among the world’s

8.97% increase when compared to same period of previous year as profit of 7.38% due to revenue from selling more high tension steel and more distribution of electricity to Provincial Electricity (3