derived from the expansion of medical and excellence center, the enhanced ability as well as the acquisition of high-growth potential hospital(s). 8. Opinion of the Board of Directors The Board of Directors
on loan for 2Q18 declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost
declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost of fund for 2Q18
market volatility. Net interest income amounted to Baht 2,954 million, up 11.2% from the expansion in loans. For Q418, loan spread slightly declined from 5.1% to 5.0% yoy due to the high growth in loan
11.2% from the expansion in loans. For Q418, loan spread slightly declined from 5.1% to 5.0% yoy due to the high growth in loan portfolio in the low yield segment per aforementioned with yield on loan
situation, OSP continues to focus on our core brands, innovation and expansion in high- growth channels and segments, while shifting in priorities and timing to ensure even greater agility. Others Segment
Brazil by acquiring M&G Fibras (Transaction closed: Feb2019) and entered in to the high growth fibers business. IVL entered in to the high-growth North African region by first entering in to the JV with
full service automated banking agent and lending service, and to the product and service distribution platform in high-growth industry through nationwide coverage intelligent kiosks, which will expand
into the Southeast Asian countries, especially those with high growth potential, such as Malaysia, Vietnam and Indonesia, to accommodate its sustainable growth aspiration. Retail Property Development
seasonality in mobile revenue and a high growth in enterprise business while cost was well under control despite inflation and cost pressure. As a result, the reported net profit was at Bt7,363mn, improved 7.3