healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.10 times. 2018 Outlook Maintain 2018 forecast, yet adjust down new hotels opening • Despite Boat
liquidity ratio was 1.35 times. The Company maintained healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.09 times. 2019 Outlook 2018 was the final
advice; (2) an evidence showing the delivery of document acknowledging the correctness and completeness of the adaptive information of a customer; (3) an analysis and document evidences supporting the
resilience to economic conditions. During the COVID period, JMART had a very strong business group including JMT and Singer. 2. Adaptive Expectation The management has Lock down anticipated and ongoing
the correctness and completeness of the adaptive information of a customer; (3) an analysis and document evidences supporting the analysis which the investment advisory company deliver to a customer; (4
of 9 customized to target customers to be adaptive to current competitive settings and changing consumers behaviors. Many activities of which have been implemented from corporate branding advertisement
ที่มีแรงเสียดทานต่อเศรษฐกจิ ที่ดี หรอื มี Resilience ต่อสภาวะเศรษฐกจิ ในชว่งโควิด JMART มีกลุ่มธุรกิจที่เติบโตไดด้ีมาก ทั้ง JMT และ Singer 2. Adaptive Expectation โดยผูบ้รหิารคาดการณถ์งึ การ Lock Down
and small business loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company
loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the
decommissioning phases of the asset or project to ensure that the operation and construction is appropriately adaptive and resilient to climate change and also supports the adaptation and resilience of other