() • TCFD is not just a climate disclosure framework, but it can be a strategic management framework - To help organization manage risks and opportunities in a more forward looking way • To comply with the

considered a positive factor that shall enable the Company's operating performance to grow continually in the future. 2019 was considered the year that the Company had a remarkable performance and achieved the

Principles on integrated business reporting 8 Part 2: Guidance on disclosure 11 2.1 Forward-looking 11 2.2 Material, relevant and timely 11 2.3 Long-term strategy 12 2.4 Integrated reporting 12 2.5 Key

with existing principles and leveraging available tools and frameworks. The Standards aim to help shift enterprises from SDG alignment to SDG action -- from thinking about the SDGs as a mere “add-on”, to

disclosure framework, but it can be a strategic management framework - To help organization manage risks and opportunities in a more forward looking way • To comply with the TCFD recommendations, companies

forecast some of the factors that contributed to our over performance in the first half to ease towards the end of the year we look forward to a strong H2. On the cost side we face some headwinds in variable

: Commodities, Credit, Equity, FX and Multi-Assets, Best FX Bank for CCS, IRS, Forward & Options Hedging (Corporates, Fis & SMEs) and Best Corporate Treasury Sales and Structuring Team  Two awards from The Asset

and Analysis EXECUTIVE SUMMARY ABBREVIATION & OUR PROJECTSFINANCIAL PERFORMANCE FINANCIAL POSITION PROGRESS OF PROJECTS UNDER CONSTRUCTION EXECUTIVE SUMMARY 1 2019: A remarkable year with 40% capacity

) • Financial sector & high risk non-financial sectors • Transition risks & physical risks (and opportunities) • Forward-looking information & scenario analysis • Short-term, medium-term & long-term • Qualitative

are being properly managed. As the level of public disclosure has increased in major markets, it is helpful if asset managers explain their thinking on public disclosure even when they have decided not