) was 3.8 percent. In line with the prudent approach of setting aside adequate provisioning expenses, the Bank’s total allowances for doubtful accounts amounted to Baht 146.8 billion, which will provide a
prudent measure in provisioning for 5 additional impairment on revaluation of foreclosed. After assessing the continued uncertainties from the current situation, the Bank also prudently set up additional
contribution due to provisioning needs for old receivables. A similar impact is seen year to date where core business is running well beyond the same period in 2017 while the impact from lack of engineering
provisioning rate. Operating expense marginally decreased by 0.4 percent from last year. The cost to income ratio was poised well at 41.1 percent. At the end of December 2019, loan amounted to Baht 2,061,309
of net NPL to net total loans 1.2% 1.2% 1.2% - - Ratio of loan loss reserves to minimum required provisioning 244.7% 238.9% 199.6% 5.8% 45.1% Ratio of loan loss reserves to NPL 189.0% 190.9% 159.3
loan segments taking into account updates from the current situations and has continuously set aside prudent provisioning level for possible deterioration in asset quality post relief periods. Capital
26,412 8.0% 16.5% Ratio of net NPL to net total loans 1.3% 1.2% 1.2% 0.1% 0.1% Ratio of loan loss reserves to minimum required provisioning 259.5% 244.7% 238.9% 14.8% 20.6% Ratio of loan loss reserves to
reserves to minimum required provisioning 246.8% 259.5% 238.9% (12.7)% 7.9% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Non-performing loan (NPL) at the end of September 2019
statement of the securities issuer shall provide the following information: (1) the details of asset classification in each type [for the purpose of impairment provisioning] according to the regulation of
to the same period of last year, the better performance was attributed to net profit from investment and an increase in net interest income as well as a decrease in provisioning expenses. Compared to