in vicinity, and there is enough space for the operation of the Company, thus, the new building is modern and well equipped with amenities. In addition, to relocate the office to new building will
does not have any negative impact to the Company. At present, this land is used as a warehouse, storage center, and center for maintenance of equipment and tools of the Company. The Company will relocate
affected the applicant's prudent management; (2) insufficient monitoring of related party transactions that may have invoked a conflict of interest and damage to the IPO applicant with regard to a group of
/or Audit Committee which is different opinion from the Board of directors None The Company certifies that all information contained in this information memorandum is true, accurate as well as prudent
this information memorandum is true, accurate as well as prudent and depending on maximizing of shareholder interest. In addition, the proposed of this information memorandum is for providing information
information useful for making prudent decision before using investment services, the SEC has prepared a list of unlicensed or unregistered business from the traces and complaints received from investors and
while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when
prudent measure in provisioning for 5 additional impairment on revaluation of foreclosed. After assessing the continued uncertainties from the current situation, the Bank also prudently set up additional
possible limit of individual freedom, regulation is essential to uphold market credibility and orderliness. Yet, the regulator’s exercising of power must be prudent, fair and only as necessary to protect the