other guarantees and others (under other commitments). Sources and Utilization of Funds The primary sources of funds as of March 31, 2018 were Baht 2,334.1 billion or 73.5 percent in deposits, Baht 405.5

% Other commitments Underwriting commitments - 249 1,098 (100.0)% (100.0)% Amount of unused bank overdrafts 172,917 173,813 174,083 (0.5)% (0.7)% Other guarantees 262,414 260,047 259,314 0.9% 1.2% Others

commitments Underwriting commitments 3,820 - - 100.0% 100.0% Amount of unused bank overdrafts 176,188 173,133 175,893 1.8% 0.2% Other guarantees 263,485 264,894 267,989 (0.5)% (1.7)% Others 97,230 113,033

viable, the listed company will calculate the transaction by incorporating the cash loans, guarantees, and other liabilities as well. Therefore, the calculation of transaction size using the total value of

Liabilities Million Baht Item June 2019 March 2019 December 2018 Change (%) March 2019 December 2018 Avals to bills 6,856 6,876 5,800 (0.3)% 18.2% Guarantees of loans 30,577 31,489 32,236 (2.9)% (5.1

of credit 35,822 42,960 31,803 (16.6)% 12.6% Other commitments Underwriting commitments - - 1,098 - (100.0)% Amount of unused bank overdrafts 170,329 172,917 174,083 (1.5)% (2.2)% Other guarantees

. provision regarding the release or substitution of assets securing the issue. C. Guarantees Provide information about the guarantors and the main features and terms of guarantees. The information shall cover

relevant include the level of borrowings at the end of the period covered by the financial statements and the maturity profile of borrowings. 4. Disclose information about the issuer’s material commitments

suggestions on the matter are welcome until December 20, 2012Advertisement content and format must contain essential, complete and correct information without suitable guidance or any guarantees of return on

The Terms and Conditions are essential for enforcing bond repayment obligations and establishing the commitments between bond issuers and bondholders. Additionally, they serve as a reference for