used in investing activities Net cash used in financing activities VGI PUBLIC COMPANY LIMITED FINANCIAL RATIOS Profitability Ratios 2018/19 (Restated) 2019/20 Liquidity Ratios 31 MAR 2019 (Restated) 31

financing activities VGI PUBLIC COMPANY LIMITED FINANCIAL RATIOS Profitability Ratios 2Q 2019/20 (Restated) 2Q 2020/21 Liquidity Ratios 31 MAR 2020 30 SEP 2020 Efficiency Ratios Leverage Ratios   MANAGEMENT

adequacy ratio and the Tier 1 capital adequacy ratio of the Bank and its subsidiaries would be 18.91 percent, 17.41 percent and 17.41 percent, respectively. These capital adequacy ratios are above the Bank

percent, 17.19 percent and 17.19 percent, respectively. These capital adequacy ratios are above the Bank of Thailand’s minimum capital requirements. Shareholders’ equity as of March 31, 2018, amounted to

percent, 17.33 percent and 17.33 percent, respectively. Our capital adequacy ratios are adequate to support the additional capital adequacy ratio as the guidelines on D-SIBs. Shareholders’ equity as of

income was caused by lower fees from securities business in line with the capital market situation, while fees from bancassurance and mutual funds increased. Consequently, the ratios of net interest income

and the Tier 1 capital adequacy ratio of the Bank and its subsidiaries would be 18.00 percent, 16.48 percent and 16.48 percent, respectively. These capital adequacy ratios are above the Bank of

ratios are above the Bank of Thailand’s minimum capital requirements. Shareholders’ equity attributable to owners of the Bank as of September 30, 2018, amounted to Baht 404,574 million. The book value per

year such as manufacturing (number of factories, total production capacity), acquisition of raw materials or products for sale, number of raw material distributors, proportions of domestic and overseas

preceding year such as manufacturing (number of factories, total production capacity), acquisition of raw materials or products for sale, number of raw material distributors, proportions of domestic and