drill exercise is conducted to raise employees’ awareness of the phishing threat. Preparation for Basel regulatory reform: KBank continuously monitors Basel regulatory changes and the Bank of Thailand’s
global economy affected by COVID-19 still impact the Thai economy, however the Company still aims to deriver sustainable return to its shareholders. The Company, therefore, monitors and assesses risk from
. However, overall recovery is gradually improved, the Company closely monitors situation with flexibility to adapt management strategy and marketing activities to fully response local demand. The Company
customers and employees. The Group constantly monitors the situation to manage and mitigate risks, assess the impact on the business, and ensure that the operations comply with additional health and safety
monitors the expenditure level to match revenue growth. Hence, the administrative expenses to total revenue ratio stood at 17.6%, which is slightly higher than the previous year’s at 17.4% (for 4Q19 stood at
total loans, increasing from 2.9% at the end of 2020. The increase is from the retail lending segment mainly from loans which exited the relief period. The Bank closely monitors the asset quality of all
interest income or underlying economic value of KBank is under control. KBank continually monitors interest rate risk in banking book activities by assessing interest rate risk gap and net interest income
expenses associated with GLAND’s operations since the acquisition in 3Q18 onwards. Nonetheless, CPN demonstrated prudent cost control measures and closely monitors the expenditure level to match revenue
does not expect its performance to return to precedented levels within this year. At the same time, the Company closely monitors the development of the situation whilst maintain a flexible business plan