Financial Position Analysis 21 4.1 Operating Performance 21 4.2 Financial Position Analysis 28 4.3 Loans and Deposits 31 4.4 Treasury Operations 34 4.5 Capital Requirements 35 4.6 Credit Ratings 36 5
working capital from operating activities that have low financial costs to invest in fixed assets (land, buildings and equipment) and repay loans. The Company has various types of credits from several
export sector according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household
according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household and small business
capital from operating activities that have low financial costs to invest in fixed assets ( land, buildings and equipment) and repay loans. The Company has various types of credits from several financial
granting new credits. As of May 31, 2020, the Company’s total cards reached 9.01 million cards, increasing by 4% y-y (including 2.86 million credit cards and 6.15 million member cards). Covering networks
sole off-taker of wholesale power generation in South Korea, through the Korea Power Exchange (KPX). Gangdong also sells thermal energy, and receive renewable credits in the form of Renewable Energy
Exchange, sell thermal energy, and receive renewable credits in the form of renewable energy Page 3 certificates (REC) with respect to its electricity generation output. Gangdong will construct and operate
2,518 million, or 3.94 percent, over-year. Moreover, KBank has set aside higher allowance for impairment loss on loans to maintain our financial position stability. Therefore, our net profit for 2017