. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent

the end of 2019  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2018  Developing the intelligent kiosk for selling sim card and Electronic Know Your Customer

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 20%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

Investment & Insurance Penetrate Regional Market To Empower Every Customer’s Life and Business 8 TRANSFORMATION JOURNEYS 1. Ecosystem Partnership & Harmonized Channel 2. Intelligent Lending 3. Proactive Risk

IndustriesSupport Digital INTELLIGENT ELECTRONICS DEFENSE AUTOMATION AND ROBOTICS Services EDUCATION AND HUMAN RESOURCE DEVELOPMENT AEROSPACE & LOGISTICS HIGH-VALUE AND MEDICAL TOURISMHealth Medical & MEDICAL AND

on retirement income. We present a concept that we call “Gamma” designed to quantify the additional value that can be achieved by an individual investor from making more intelligent financial planning

evaluation of controls on complex systems; and · effect of Internet and e-commerce. 2 How is firm dealing with greater use of computer technology - at firm: · use of intelligent software to carry out audit

computer technology - at firm: • use of intelligent software to carry out audit procedures; and • computer generated audit files _x000D_&1#&"Tahoma"&12&KC0C0C0 SEC Classification : ใช้ภายใน (Internal)

still has carried on offering new products continuously which is an innovation of power saving in Air Conditioner (WATER INT PAD: Water Intelligent). In addition the Company still development quality of