Rules, Conditions and Procedures for Securities Borrowing and Lending
Rules, Conditions and Procedures for Lending of Money for Purchase of Securities
penetration rate of KK new cars lending to the domestic new car sales for the 11 months of 2018 was at 2.7% maintained at the same level as of end of 2017. For 2018, the Bank loan portfolio in other retail
depressions in farm income and high level of household debt while inflation remains at a low level. Other key risks that need to be monitored are the slowdown in global economy especially the Chinese economy
considering the level of provisions taking into account the prolonged uncertainties from the COVID-19 and recorded total expected credit loss amount for 1Q21 at Baht 1,234 million. The Bank placed importance on
growth in exports 2) political uncertainties which may inhibit investments and consumptions and 3) high level of household debts still limiting consumptions. For the auto industry, expansion continued
the end of 2Q17. The ratio of 5.6% for 3Q17 is at the same level as of end of 2016. NPLs decreased for hire purchase loans and also in the commercial lending business for both the real estate
high level of household debt limiting widespread consumption 2) Escalating trade tension between US and the rest of the world including a slowdown in the Chinese economy which could negatively impact