debt collection from its investment in bill of exchange that had been fully impaired since 2017, resulted in the reversal of the allowance for impairment that offset the total expense for the year. While

increased significantly with loss allowance based on 12 month expected credit loss. Stage 2: financial assets where the credit risk has significantly increased and Stage 3: credit-impaired financial assets

credit-impaired financial assets (POCI) 3 domestic political uncertainties that may affect investor confidence and result in a delay of government policy implementation. For the auto industry, the total

81 million, respectively. The Group recognizes an allowance for expected credit losses on its trade receivables, and it is no longer necessary for a credit-impaired event to have occurred. The Group

sanitizer. The Company also limits the number of customers allowed into stores at any one time and has arranged waiting areas and priority lanes for the elderly, the disabled and pregnant women. Customers are

gear in the first week of January, 2019, impaired the production of high value added thinner sizes and reduced the mill speed, the breakdown of transformer, in the third week of January, 2019, resulted

นัยส ำคัญของควำมเสี่ยงด้ำนเครดิต (12 mth ECL) xxx xxx 2. เงินส ำรองของลูกหนี้ที่มีกำรเพ่ิมขึ้นอย่ำงมีนัยส ำคัญของควำมเสี่ยงด้ำนเครดิต (Lifetime ECL – not credit impaired) xxx xxx 3. เงินส ำรองของลูกหนี้

auditing standards or inappropriate exercising of professional skepticism. The quality of engagement performance and the opinion on the financial statements may be impaired. • Establish policy on the

Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and

additional four stores in the United States and that the they have been fully impaired in the administrative expense of the quarter. In 3Q 2019, the Company has entered into Global Strategic Partnership