Rationale • Deepens the Bank’s presence in Indonesia, the largest ASEAN economy with GDP of US$1.04 trillion3 and 267 million population with young working age population, growing middle and upper income

favorite singers, Etc. all of which therefore result in the still growing well of the total usage amount. 2 Forth Smart Service Public Company Limited (FSMART) FY18 Management Discussion and Analysis

percent higher than the last year which to be ended at 837 MB by focusing to the expanding in our business to the international markets. At this stage, Thailand is currently the largest exporter of canned

generate higher income, and this scheme will complete at the end of this year. The usage amounts from money transfer are continually growing driven by a decrease of the number of banks’ branch then customers

health and esthetics. 2. Overview of operating results for the year 2019. Thai’s economic has trend to growing lower continuously, Not only exporting business but Travelling business also have trend to

kiosks, increased 3 0.4% YoY. The usage amount from mobile top-up and money transfer are still growing. Other online top-up and payments are growing up such as e-Wallet top-up and bill payment. The total

assets of Bt3,852.52mn, decreasing 1.6% compared to total assets last year, mainly due to emphasizing in efficient Boonterm kiosk location strategy in 2018 rather than emphasizing on expanding the kiosks

, growing 20% YoY from TTTBB enterprise revenue consolidation and strong demand in connectivity services for EDS and cloud to support digital transformation. QoQ growth was driven by resumed government budget

20230508-ADVANC-MDA-1Q23-EN Classification: Internal 1Q23 MD&A Advanced Info Service Plc. 1 Executive Summary Growing core businesses amid the cautious recovery of the Thai economy 1Q23 illustrated a

rate of tariff for importing products from China. However, the global economy still has continuously growing up. While Thai’s economic has trend to growing lower than expectation, Not only exporting