Bank of Thailand’s consolidated supervision guidelines. Guidelines for preferable and discouraged practices are also defined to ensure quality of credit extension. KBank’s credit risk management is based

preferable and discouraged practices are defined to ensure quality of credit extension. Our credit risk management is based mainly on current, transparent and qualified data. The credit approval processes and

preferable and discouraged practices are also defined to ensure quality of credit extension. KBank’s credit risk management is based on current, transparent and qualified data. The credit approval processes