with probable forward looking macroeconomic factors. The Company has also set additional management overlay for customers in the relief program of COVID-19 at the amount of 1,016 million baht. The non
baht, which was resulted from higher provision in the first quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. Net profit was mainly contributed by continued growth of
written- off receivables as well as the Company has also set management overlay for a hedge with probable forward looking macroeconomics factors. Net credit cost was at 5.1% increased from 4.1% in the first
expert to give opinions on the dispute. An expert shall be independent and have no personal interest with any party which may cause biased and unfair opinions. The arbitrator shall determine the expert’s
expert shall be independent and have no personal interest with any party which may cause biased and unfair opinions. The arbitrator shall determine the expert’s remuneration. The remuneration for each
expert shall be independent and have no personal interest with any party which may cause biased and unfair opinions. The arbitrator shall determine the expert’s remuneration. The remuneration for each
lockdown measures. In addition, the Company maintains management overlay in the amount of 1,378 million baht for a hedge with probable forward looking macroeconomics factors and the new wave of COVID-19
reservation of rights specifying that the management company may change the invested assets or investment proportion only upon satisfying of the following conditions: (1) there is probable cause to believe that
October 2010 - 31 December 2012 an authorised person, an auditor concluded these transactions were normal and appropriately recorded, despite the deficiencies. Example 4 : A work paper cited a probable
unit investment; (7) Information on probable holding of investment units in excess of the unit holding limit, indicating the number of persons or group of persons who might hold units in excess of such