agreement. In case of provident fund as the client, the intermediary only assesses suitability as prescribed in sub clause (3) of the first paragraph for any member of the provident fund in order that the

Company inspects, monitors and assesses the risks affecting the achievement of the vision, objectives, goals or strategy on the operation of the Company, and identify the preventive measures at an

policy and plan Describe the policy, operating framework and organizational risk management plan to demonstrate that the Company inspects, monitors and assesses the risks affecting the achievement of the

quality. Credit bureau data is used to support credit limit renewals and credit quality management, thus achieving greater efficiency. Regarding debt collection from large business customers, KBank assesses

collection from large business customers, KBank assesses debt quality closely, using established indicators to ensure timely management prior to delinquency. KBank also set up guidelines, such as on credit

quality management, thus achieving greater efficiency. 14 Regarding debt collection from large business customers, KBank assesses debt quality closely, using established indicators to ensure timely

evaluates that there is a remain uncertainty about the future utilization of the related benefit, because they relate to a large amount of historical data and documents. Therefore, for reasons of

for accounting and tax for purposes until December 11,2019 ( the last day that the Company was not subject to corporate income tax) The Company evaluates that there is a remain uncertainty about the

examination of the overall financial position and risks of members, which at least regularly evaluates and monitors their financial position, financial stability, and risk management systems, and shall

person who appraises the assets shall have any of the following characteristics: (1) being a financial advisor or an asset appraisal firm in the capital market whose name is on the approval list of the SEC