Offering for Sale of Certificates Representing Interest from Underlying Securities

of the relevant Series of Notes and references to a numbered "Condition" shall be construed accordingly. The 2026 Notes will be issued on 1 October 2020 (the "Issue Date") and will bear interest at a

1,379 660 24.1 (52.1) Total loans purchased of receivables and accrued interest receivables 80,959 83,622 87,733 8.4 4.9 Less Allowance for expected credit losses (6,476) (6,247) (9,718) 50.1 55.6 Total

(52.1) Total loans purchased of receivables and accrued interest receivables 80,959 83,622 87,733 8.4 4.9 Less Allowance for expected credit losses (6,476) (6,247) (9,718) 50.1 55.6 Total loans purchased

Regulations relating to Conflict of Interest with Real Estate Investment Trust

Rules in Detail on the Protection and Management of Conflicts of Interest

31 December 2019, BAM has Total assets of Baht 115,789.67 million) In 2019, BAM foresees the economic growth to be maintained at low level and that there will be an ample supply of NPLs and NPAs coming

Offering for Sale of Certificates Representing Interest from Underlying Securities by the Subsidiary of the Stock Exchange of Thailand

sales revenue of THB 2,325 million, declined from 2Q/2018 by 14%, because methyl ester price dropped in relation to crude palm oil price declined and glycerine price decreased due to ample supply. However

45.4% 281.47 45.9% 43.76 18.4% SG&A 97.62 18.7% 120.70 19.7% 23.08 23.6% EBIT 140.09 26.8% 160.77 26.2% 20.68 14.8% Share of Gain in Associates - - 1.94 0.3% 1.94 - Interest Expenses 0.63 0.1% 0.43 0.1