with the plunge in sales revenue. Nevertheless, some of the sales expenses did not adjust promptly and did not fully mirror the slowdown in revenue as there is a lead time for certain expenses that the
did not fully mirror the slowdown in revenue as there is a lead time for certain expenses that the Company must plan in advance such as advertising expenses spent on various media. Furthermore, the
million baht as of May 31, 2022, increased by 2% from as of February 28, 2022 due to increase of number of credit cards and spending and relaxing disease prevention of COVID-19. This can be categorized by
of foreign tourists continued to increase due to the relaxing of outbreak control measures and international travel restrictions. As the result, the commerce and service sectors recovered and the
starts relaxing the lockdown measures for certain businesses to reopen partially, especially for the modern retail building materials stores, should benefit the sales from such distribution channel for the
board of directors may consider relaxing such requirement if such relationship does not affect the independent view of the independent director. In any case, if such independent director's term of office
of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with an
loan amount of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with
kinds of visitors, including anyone visiting and relaxing with friends or families, students visiting for study tour about animal and nature life, employees of any corporate, shops, and organizations
. Moreover, the market demand in 2Q2020 has slightly improved by easing of COVID-19 spread, leading to relaxing of lockdown measure as well as easing of travel restriction in China. As aforementioned, fatty