model combined with credit analysts’ overlay Asia-Pacific E S G Country A Weak Moderate Moderate Country B Moderate Moderate Strong Country C Strong Weak Weak Country D Moderate Strong Strong Country E

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investment in last year. The Company maintained healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.56 times. 2019 Outlook Company maintains 2019 outlook

backlog was THB 16,745mn, decreasing by 6.9% as compared to the end of 2018 of THB 17,981mn. Although the JVs had sturdy sales in The Line Wongsawang, The Line Ratchathewi and The Line Phahonyothin Park

healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.10 times. 2018 Outlook Maintain 2018 forecast, yet adjust down new hotels opening • Despite Boat

liquidity ratio was 1.35 times. The Company maintained healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.09 times. 2019 Outlook 2018 was the final

and small business loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company

loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the

G20 priority in 2015 to support investment as a powerful driver of growth. The Principles are also about inclusiveness. Today, millions of households around the world have their savings in the stock

Football League (EFL) are powerful marketing tools to spread out the Carabao brand globally. Overseas businesses continue to grow in both our existing export markets ranging from CLMV, Afghanistan, Yemen to