introduction of products and services based on big data analytics with the aim of becoming Customers’ Main Bank in this segment and increasing this customer group’s share of wallet devoted to KBank. Along with

their quarterly earnings conference calls devoted to political risk. Chatjuthamard, Treepongkaruna, Jiraporn, and Jiraporn (2021) demonstrate that when political risk is higher, businesses invest

significantly increased thanks to the audit firms’ devoted allocation of resources to develop quality control system, enhance quality of human resources, and invest in audit supporting technology to improve both

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...