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views of the Organisation or of the governments of its member countries. This document and any map included herein are without prejudice to the status of or sovereignty over any territory, to the

totaled Baht 9,929 million, decreasing Baht 115 million or 1.15 percent from the previous quarter. KBank still recorded increased income. As evidenced, both net interest income and non- interest income rose

which offers high returns, while customers who want to open a K-eSavings Account can verify their identity via facial recognition technology on K PLUS or at K-Check ID. Furthermore, KBank has joined the

customer privacy. Being aligned with our business strategies, KBank and subsidiaries thus reported that net profit for the first quarter of 2019 totaled Baht 10,044 million, decreasing Baht 722 million or

single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

attain our business goals. In the third quarter of 2017, KBank and subsidiaries reported a net profit of Baht 9,473 million, an increase of Baht 487 million, or 5.42 percent over-quarter. The increase

aligned with our business strategies, KBank and subsidiaries thus reported net profit for the third quarter of 2019 totaling Baht 9,951 million, a slight increase of Baht 22 million or 0.23 percent from the

customers both directly and indirectly. In the second quarter of 2017, KBank and subsidiaries reported a net profit of Baht 8,986 million, a decrease of Baht 1,185 million, or 11.65 percent over-quarter. The

are tax-privileged, we document several interesting facts. 2 First, most open-ended equity mutual funds in Thailand do not beat the market, whether it is raw or risk-adjusted returns. Second, while 94