30 years. The Company will give promise the extend the lease term for another 30 years. If WHART Trust exercises the right under the promise upon the expiration of the first 30 years, the total lease

harmoniously combining technology and talent” Customer Promise 5 Confidential Growth Strategy Key Capabilities Purpose Strong Brand Dominate Digital Payment Reimagine Commercial & Consumer Lending Democratize

revenue by continuously setting pop-up stores at several locations. Most recently, the company has set up pop-up stores at several MRT stations and received delightful feedback from customers. The MRT

, performance or achievements expressed or implied by such forward-looking statements. Nothing in this Presentation is, or should be relied on as promise or representation of the Company as to the future. BTS

therein (including in respect of any direct, indirect or consequential loss or damage) is expressly disclaimed. Nothing contained herein or therein is, or shall be relied upon as, a promise or

or damage) is expressly disclaimed. Nothing contained herein or therein is, or shall be relied upon as, a promise or representation, whether as to the past or the future and no reliance, in whole or in

of any direct, indirect or consequential loss or damage) is expressly disclaimed. Nothing contained herein or therein is, or shall be relied upon as, a promise or representation, whether as to the past

liability therein (including in respect of any direct, indirect or consequential loss or damage) is expressly disclaimed. Nothing contained herein or therein is, or shall be relied upon as, a promise or

herein or therein is, or shall be relied upon as, a promise or representation, whether as to the past or the future and no reliance, in whole or in part, should be placed on the fairness, accuracy

promise or representation, whether as to the past or the future and no reliance, in whole or in part, should be placed on the fairness, accuracy, completeness or correctness of the information contained