marketing activation cost of PGA tour event and brand building initiatives of DEAN & DELUCA and also selling and marketing activities to boost up sales and transfer of MahaNakhon, MahaSamutr and Nimit

ability to provide more services to existing customers such as KTC, this is in accordance with the current situation that various organizations were unable to work at the workplace, some of the customers

ability to manage costs efficiently. N E T P R O F I T a n d N E T P R O F I T M A R G I N : Executive S U M M A R Y : Q 2 / 2 0 2 2 K e y F i n a n c i a l H i g h l i g h t s 1EBITDA Margin and Net Profit

control the quality and qualifications of the Management Discussion and Analysis (MD&A) for Q2/2019 Page 3/7 Jaymart Public Company Limited borrower by considering the ability to re-pay, which might cause

future. The new preventive measures will also come with traceability, enhancing the ability to trace back the route of the product. At the current stage, the Company is working on process improvement

commission, etc. Also, the Group had delayed the project of some expenses and maintained its liquidity during temporary branches closure by maintaining the ability to pay off the debts and obligations when

11,228 15,280 13,789 2. Financial business and personal loans J Fintech Company Limited (“JFintech”) conducts of loan business under the brand "J Money", the operating results in the 2018 was loss mainly

Brand Group DEAN & DELUCA Performance Bar and US Open sponsorship. Finance Costs In Q3 2017, total interest paid equaled to 436 Million Baht, comprising of financing costs of 260 Million Baht and

at the PGA tour event to launch Consumer Brand Group DEAN & DELUCA Performance Bar and US Open sponsorship. Finance Costs In Q3 2017, total interest paid equaled to 436 Million Baht, comprising of

systems related to receiving and handling complaints, channels to communicate with customers as well as the number and ability of personnel for Bitkub to operate its business efficiently. DAB Act S.30