since 3Q18 and is continuing this practice. Overall, we believe that with promising opportunities in new growth engine segment, supported by well- established existing busineses, IVL portfolio is poised
provisioning rate. Operating expense marginally decreased by 0.4 percent from last year. The cost to income ratio was poised well at 41.1 percent. At the end of December 2019, loan amounted to Baht 2,061,309
poised to maintain its key policy rate throughout 2019. Given the Thai economy’s strong fundamentals, risk- averse investors thus put greater weight on Thai assets, as evidenced by ongoing capital inflows
significance. The occurrence of the outbreak has affected the global economy, including the Thai economy which is poised likely to experience a recession within this year. Due to the COVID-19 outbreak affecting
, our capital market is poised to play an even greater role in Thailand’s sustainable progress and prosperity in the years to come. M E S S A G E F R O M T H E S E C R E T A R Y - G E N E R A L Thirachai