, the securities company shall keep such record into recording tape or electronics recording appliance. Clause 19/1.23 24 25 In dealing with retail client, a securities company shall arrange to have
, mainly in particular for automotive, electrical appliance and construction. 1.2 Other income Other income consists of interest income, gain from asset sales and revenue from scrap sales. For the year ended
. 5 . Electrical appliance distribution business line with hire purchase loan Under the circumstances of the Lock Down, Singer Thailand Public Company Limited ( “Singer” ) has achieved great success in
tourists, compared to 5,872,145 people in the pre-COVID-19 period (Jan-Feb 2020), as travel restriction remained in place. In 2021, the recovery of the Thai economy is expected to be fragile and uneven
geopolitical situations remain risk factors affecting economic activities of Thailand’s trading partners. At the same time, uneven recovery of household purchasing power may be further hindered by the floods in
only gradually picked up. Even then, such growth remained uneven; improvement was seen only in certain businesses and in some areas. On the downside, however, trade policy uncertainty, in particular
and clients’ plant maintenance which were temporary, January 2020 y-on-y volume change returns to be stable already with growths in electronics sector (from new client), home appliance products and
durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the economic expansion, which was still limited and uneven, affected the performance of KBank and our
was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential
businesses. Focus has been on formulating area- based lending strategies given the uneven economic recovery. We continued to prioritize risk assessment through prudent screening and close monitoring of