has developed the innovation products and digital financial services for provide the time saving to the customers, expense saving and convenient service such as: 3.1 LH Bank M Choice Service is a

ประกันภัยเป็น เจ้าของกรมธรรม์แล้ว (นอกเหนือจากค่าธรรมเนียมและค่าใช้จ่ายตามที่กำหนดในหนังสือชี้ชวนของ กองทุนรวม) เช่น ต้นทุนส่วนประกันชีวิต (cost of insurance mortality and expense risk fees และ

Expense) 109.60 0.041 ตามทีจ่่ายจรงิ รวมค่าใช้จ่ายทัง้หมด** 2,099.35 0.779 ค่าใช้จ่ายในการซือ้ขายหลกัทรพัย์ 5.00 0.002 ตามทีจ่่ายจรงิ หมายเหตุ * ค่าธรรมเนยีมและค่าใช้จ่ายต่าง ๆ รวมภาษมีลูค่าเพิม่ ภาษธุีรกจิ

) 351.9 337.0 (6.7) Total expense 85.0 70.3 20.9 109.8 (22.6) 234.9 264.1 (11.1) Profits before income tax 39.0 35.7 9.2 48.0 (18.8) 117.0 112.9 3.6 Income tax 7.2 6.9 4.3 9.1 (20.9) 22.2 20.4 8.8 Net

. However, the percentage of administrative expenses to operating revenue decreased due to higher revenue and improved cost management despite the one-time expense employee retirement benefits of Baht 26.2

strategic intent. Net interest income decreased slightly by 1.7 percent as a result of loan contraction and the net interest margin stood at 2.35 percent. Operating expense decreased marginally by 1.5 percent

responsibilities, the board may seek independent professional advice at the company’s expense. 3.9.7 Non-executive directors should be able to meet, as necessary, among themselves without the management team to

%) Income tax expense 129 284 314 143% 11% 205 851 316% Net foreign exchange losses (gain)2 (17) 5 (21) (25%) 515% (207) 13 106% Total other expenses 4,527 3,815 3,794 (16%) (1%) 10,293 11,426 11% Q3/2020 VS

capital market to be an important source of funding for the business sector, both large companies and small and medium-sized enterprises – the SEC plans to proceed with several initiatives according to the

(UNOFFICIAL TRANSLATION) Codified up to No.9 As of 20 February 2017 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. 14 Notification of the Capital Market Supervisory Board No. TorThor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of Securities Companies and Derivatives Intermediaries _____________________________ By virtue of Section 16/6...