1 January 2020, the bank has sufficient reserves in accordance with the new standard (the estimated reserve amount is subject to the auditor’s review). The adoption of TFRS9 will not have any
situation, which will impact various dimensions of business, the Company has implemented guidelines that emphasizes on cleanliness and highest safety standard in accordance with international benchmark and
accordance with international benchmark and consistent with the guidelines from the government. The Company takes into consideration the well-being of all stakeholders, including communities, business partners
including accrued bonuses, advertising and promotional expenses and effective management of expenses during the COVID-19 pandemic. Expected Credit Losses To allocate a provision in accordance with Thai
at 31 December 2019 audited by the certified auditor. The transaction size of the disposal transaction is over 50 percent but less than 100 percent in accordance with the Acquisition and Disposition of
a stake in KTMS shall decrease from 18.7 percent to 8.7 percent in accordance with the Notification. For elimination of the conflict of interest, the Company shall complete by 1 April 2020. Page 6/19
has implemented guidelines that emphasizes on cleanliness and highest safety standard in accordance with international benchmark and consistent with the guidelines from the government. The Company takes
observed. In accordance with the loan facility agreement, the funds will be disbursed in tranches on an ongoing basis whenever the borrower will incur expenses directly related to the expansion into the
requirements of this Climate Bonds Standard (both the parent standard and the appropriate sector specific eligibility criteria (as determined in accordance with the use of proceeds of the bond)). Climate Bonds