and cyber security challenges while staying ahead of fast-changing cyber threats that are always becoming more diverse and more complicated.  Reinforcing a cyber risk-aware culture that involves the

water stressed areas. A Water Management Plan is in place that addresses relevant risks and includes concrete measures to protect ground water or local water bodies. Genetic diversity management Species

, have we communicated effectively on an internal level before requesting dialogue with the company? } Do we have both a concrete understanding of the problem and a constructive solution to offer

services from less complicated services which are highly competitive to experience based services which are less competitive such as Water Treatment Plant for petrochemical industry, desalination plant

Commission concerning Additional Rules for Mutual Fund Investing in Derivatives and Credit Linked Notes; (c) investment units of a mutual fund of which the returns calculation is made in a complicated way

People: To effectively tackle complicated problems, we focus on employee empowerment to ensure comprehensive solutions along with establishment of a solution hub in major provinces. Most recently, a

tackle complicated problems. In parallel with this, we have streamlined service processes and available service hours, including collaboration with other commercial banks, to better meet all customers

potential performance and risks (e.g. hedge funds, hybrid securities, structured products, investment units of a mutual fund of which the returns calculation is made in a complicated way (complex return fund

instigator or an abettor, etc.; (5) the complicated nature of the act or the tool used in committing such act, such as using a disguised name of other person or establishing a company for concealment, etc.; (6

Activity Report 2016_En INDEPENDENT AUDIT INSPECTION ACTIVITIES REPORT 2016 INDEPENDENT AUDIT INSPECTION ACTIVITIES REPORT 2016 Executive Summary...................02 Quality Assurance Review Panel................04 Activities for Enhancing Audit Quality...................05 Summary of Audit Inspection Results A. Firm Level...................08 B. Engagement Level...........................28 Root Cause Analysis...................42 Framework and Focuses in 2017...................44 Essential St...