Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook Stable Stable Stable Standard & Poor’s Long-term Counterparty Credit Rating BBB+ BBB+ BBB+ Short-term Counterparty
Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook
Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa2 Baa2 Baa2 Subordinated Debt (Basel III-compliant Tier 2 securities) Baa3 Baa3 Baa3 Financial Strength (BCA) baa1 baa1 baa1 Outlook Stable Positive
providers, including import and export by both sea freight (Full and Less Container Loading) and by air freight, and domestic transportation SEL. SEL is one of the leader in air freight business in Singapore
transactions was 30,553 transactions per day, increasing 17.6% YoY Business Overview In 1Q19, FSMART is able to maintain as the leader of online top-up machine market both in terms of total usage amount and the
franchise model. Such initiative reflects in the recent partnership with Lagardere travel retail, a pioneering global leader in the travel retail industry including duty free shop and retail stores in
the leader of online top-up machine market both in terms of total usage amount and the number of kiosks, covering all area nationwide. The Company's strategy continues to emphasize on efficient location
-performing Debt management Business The growth of JMT's performance, the leader in Non-performing loan management, causes the group's operating results to grow continuously and is considered as the core of the
initiative reflects in the recent partnership with Lagardere travel retail, a pioneering global leader in the travel retail industry including duty free shop and retail stores in airports, train stations and
maintain as the leader of online top-up machines market, both in terms of number of kiosks and total usage amount. The Company's strategy continues to focus on the efficiency of Boonterm kiosk spot as well