penetrate second-tier cities nationwide. Launched the first WINNER store 3 Q3/2019 Significant Events Continuous expansion of ‘Younique Customized Furniture 4.0’ After receiving excessive positive feedback

hold small-scale seminars in other provinces nationwide to allow our clients residing there to gain access to world-class knowledge.  Affluent KBank prioritized expansion of new customers with potential

incremental of population align with the growth of infrastructure i.e. Monorail-Pink Line. In addition, the Company also plans to renovate another 12 existing shopping malls nationwide including CentralPlaza

adjusted in accordance with the government’s state of emergency declaration. Meanwhile, foreign exchange services at branches and Foreign Exchange Booths nationwide were halted indefinitely, as of 5:00 p.m

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

E_1 Legal_FA_2015_12_29-c A CCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2017 The global economy in the second quarter of 2017 maintained its growth momentum. Similarly, Thailand’s major economic indicators continued to exhibit growth, as evidenced by brighter exports, government spending and private spending on certain items of durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the...

stations with B20 diesel is expanding nationwide. The Company still maintains its retail sales volume market share at the second place (according to information released by Department of Energy Business

in its vicinity, and 3 up-country locations, i.e. Phetchabun, Nakhon Pathom, and Udon Thani. With further plans to expand B10 Diesel’ s availability in Bangchak service stations for nationwide coverage

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2018 The Thai economy in the second quarter of 2018 gained further traction from the first quarter. The ongoing economic rebound was mainly driven by exports and tourism, whereas domestic spending and investment only gradually picked up. Still, the economy has yet to see strong across-the-board growth. The business sector remained challenged by new modes of competition...

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...