, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset
-performing loan (NPL) to total loans was 2.9 percent, nearly the same level as at the end of 2017. The Bank of Thailand’s Senior Loan Officer Survey indicated that in the second quarter of 2018, credit demand
Digital lending license and launched Digital personal loans in November 2021. Since, the Bank of Thailand has relaxed debt assistance from BOT increasing credit line from 1.5 to 2 times for customers
Company has total cards as below; Number of AEONTS Cards and Networks November 30, 2021 November 30, 2022 Number of Credit Cards (million cards) 3.05 3.23 Number of Member Cards (million cards) 6.31 6.47
/08/62 2 The BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2019, credit demand from the business sector improved from the previous quarter, due to loan demand from large
70,004 Total allowance for doubtful accounts from loan classification 145,957 141,226 137,711 Add Revaluation allowance for debt restructuring 5,558 5,938 2,310 Total allowance for doubtful accounts
and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 1Q/21 4Q/21 1Q/22 %QoQ %YoY 1Q/21 1Q/22 %YoY Credit card income Loan income Hire-purchase income Other income 1,550 2,612 273
a loan from a financial institution. The Board of Directors and the Audit Committee view that the investment in such projects can generate long-term consistent income and the contract party is a
: Million Baht 3Q/18 2Q/19 3Q/19 %QoQ %YoY 9M18 9M19 %YoY Credit card income Loan income Hire-purchase income Other income 1,914 2,689 111 511 1,887 3,020 173 584 1,897 3,048 192 841 1% 1% 11% 44% -1% 13% 73
the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42