- TFRS 16) was Bt28,423mn, declined -8.9%YoY while CAPEX was Bt35bn for 5G/4G network and FBB in-line with guidance. For FY21, AIS aims to strengthen leadership with 5G service to capture high- value

) was Bt7,004mn -7.5% YoY and -0.9% QoQ. 2020 Outlook In February, AIS won the bid of spectrum band for 5G development to secure long term leadership and to build new revenue stream in the future as well

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

- and long-term, to ensure that we continue to adopt proper fund-raising strategies. 2.4 Digital Risk Management KBank aims to maintain our growth and our market leadership in digital banking services in

companies lose that leadership position, increased almost 40 percent between 1965 and 2010. Competition has intensified, driven in large part by technology, rapidly changing consumer preferences, and an

retained its leadership in the bancassurance business, holding the third-largest market share in total premiums. To secure our status as a leading financial institution which can efficiently cope with

(Honorary), Sripatum University • Ph.D. in Art Program for Leadership in Society, Business and Politics (Honorary), Rangsit University • Ph.D. in Art Program in Accountancy (Honorary), the University of the

of 10.1% to 1,756.41 points. Foreign investors remained net sellers with more than 200 billion baht over the first nine months. Despite pressure on the US-China trade barrier coupled with the financial

of 10.1% to 1,756.41 points. Foreign investors remained net sellers with more than 200 billion baht over the first nine months. Despite pressure on the US-China trade barrier coupled with the financial

1 ความรับผิดชอบของผูนำตอคุณภาพภายในสำนักงาน (Leadership Responsibilities for Quality within the Firm) 20 ด ี (2) ด ี (2) 2 ขอกำหนดดานจรรยาบรรณที่เก่ียวของ (Relevant Ethical Requirements) 15