improvement in loan spread from 4.6% in 2Q16 to 5.3% in 2Q17. % 2Q16 1H16 2016 1Q17 2Q17 1H17 Yield on loan 7.3 7.4 7.5 7.6 7.6 7.6 Cost of fund 2.7 2.7 2.5 2.4 2.3 2.3 Loan spread 4.6 4.7 4.9 5.2 5.3 5.3 Net
from the increase in yield on hire purchase loans from the higher portion of used cars mix in portfolio. Cost of fund dropped further yoy from 2.5% to 2.1% resulting in improvement in loan spread from
increase of 16.6% yoy from the growth in deposit. Yield on loan for 2Q19 declined to 7.0% from 7.2% in 2Q18 while cost of funds for 2Q19 was at 2.4% comparing to 2.3% yoy resulting in loan spread for 2Q19 to
% yoy resulting in loan spread for 2Q19 to decline to 4.6% from 4.9% during 2Q18. For the three-month period ended Consolidated Change Jun 30, 2019 Jun 30, 2018 Baht million % Interest income 4,343 3,974
of fund for 2Q18 remained stable at 2.3% yoy resulting in declining loan spread from 5.3% in 2Q17 to 4.9% in 2Q18. % 2Q17 1H17 2017 1Q18 2Q18 1H18 Yield on loan 7.6 7.6 7.5 7.2 7.2 7.2 Cost of fund 2.3
remained stable at 2.3% yoy resulting in declining loan spread from 5.3% in 2Q17 to 4.9% in 2Q18. % 2Q17 1H17 2017 1Q18 2Q18 1H18 Yield on loan 7.6 7.6 7.5 7.2 7.2 7.2 Cost of fund 2.3 2.3 2.3 2.3 2.3 2.3
3Q18 declined slightly to 2.2% from 2.3% yoy. Loan spread declined from 5.4% in 3Q17 to 5.1% for 3Q18. % 3Q17 9M17 1Q18 2Q18 3Q18 9M18 Yield on loan 7.7 7.6 7.2 7.2 7.3 7.2 Cost of fund 2.3 2.3 2.3 2.3