such mufti-infrastructure businesses. (5) “ company ” means a limited company or a public limited company; (6) “ alternative energy ” means a business that generates energy from non-depletable energy

■ Revision of the Regulations Governing Provident Fund Management to Promote Transparency and Fairness Among Members ■ Promotion of Long-term Savings ■ Issuance of Non-Voting Depositary Receipt : NVDR

percent. Non-interest income also increased by Baht 858 million or 1.51 percent, derived mainly from revenue from sales of securities, while net premiums earned - net and fees and service income decreased

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

Risk Management ● Development of Debt Instruments ● Development of New Financial Instruments ● Promotion of Issuance of Non-Voting Depositary Receipt (NVDR) Achieving Efficiency for the Secondary Market

units of a mutual fund of which the investment policy allows to invest in non-investment grade more than 60 percent of net value asset; (f) units of foreign collective investment scheme issuing or

6.70 percent from the same period of last year. The decrease came from non-interest income which fell Baht 2,871 million, or 19.00 percent, due to cancellation of funds transfer fees via digital channels

totaled Baht 9,929 million, decreasing Baht 115 million or 1.15 percent from the previous quarter. KBank still recorded increased income. As evidenced, both net interest income and non- interest income rose

for the preceding three years. 2. Disclose both audit fee and non-audit fee of the issuer’s auditors. E. Registrars and Agents 1. Provide the names and addresses of the issuer’s share registrars

assets 1,701,915 27% 1,077,172 26% 736,217 20% Non-current assets Restricted deposits 861 - 479 - 1,150 - Investments in associates 23,156 - 23,226 1% 188,468 5% Long-term investments 7,416 - 4,019 - 2,263