income. Public spending also increased from spending on goods and services and compensation expenses while capital spending declined from the high base effect of last year from the disbursement of

, core SG&A declined, benefitting from lower selling and marketing expenses, administrative expenses reversal (lower pension spending), lower consulting fee as well as last year’s one-time expenses related

, decreasing of 128 million baht or 2% q-q and 12% y-y. This is the result of the COVID-19 pandemic situation and economic slowdown has made consumers more cautious on spending, especially in cash loan products

loss and high base of 2Q21 with one-time other income. Revised guidance from rising economic concerns Due to a rising concern on inflation, consumer spending, and continued intense competition, AIS

, 2017). • Economic stimulus—government subsidies—after the financial/pandemic crisis. • Corporate income tax deduction/exemption (via significant spending). • Import duty relief, etc. • Permission for

matter, such director shall have no right to vote on such matter, except voting for director election. In casting votes for passing any resolution or approval for any act in the general meeting, a majority

shareholder. In the event that a director has a personal interest in any matter, such director shall have no right to vote on such matter, except voting for director election. In casting votes for passing any

equipment. Implementation of measures during service hours, all service employees must wear masks, face shields and gloves. Also passing through the screening process to check the temperature before perform

firms, a stricter requirement on independent board directors and the introduction of e-voting. In India, the passing of the Companies Act 2013 and the SEBI listing rules are two major developments, as

farm and non-farm income. Public spending also increased from spending on goods and services and compensation expenses while capital spending declined from the high base effect of last year from the